Budgets

Managing Money and Possessions: Part 2

It’s been a few weeks since I wrote the last blog about money. How have you done? Did you pray about it and write it down? Did you take one category, like food, and take the cash out and put it in an envelope to keep up with for that pay period?

I know it’s hard to get used to, but it’s not impossible. Much of your money issues are, actually, your behavior. Did you know only 20% is knowledge and 80% is behavior? It’s not how much you make or how much you have. Your money issues are based on how you act with it.

You’ve probably heard the saying, “You can’t expect to have different results if you keep doing the same thing.” It’s true. You have to change if you want things  to change. It starts in your mind. You need to start by thinking differently.

Romans 12:2

Don’t copy the behavior and customs of this world, but let God transform you into a new person by changing the way you think. Then you will learn to know God’s will for you, which is good and pleasing and perfect.

So, if last time didn’t go so well for you, try again. We all slip and mess up. Just don’t give up. If it’s easier for you, try an app. A lot of people are doing that these days. Dave Ramsey has one called ‘Every Dollar.’ Try his. I’ve learned a lot from him. I recommend just doing something. Start with the way you think. Then, do things differently. Most of it is how you act. If you do this, you’ll start seeing results.

Now this time around I want you to add another category to an envelope. Put your designated money in that envelope and only use what you have. Once it’s gone, it’s gone. So, you’ll have food and, how about, clothing? You can pick another one if you prefer.

Remember to pray first and write down what comes in and what goes out. Or, you can get an app to help you. Remember to tithe first and save second. And, you have two categories to use your cash envelopes.

You can also do a lot of online searching about money. I’ve done a lot of research on this subject myself. I always like to read about what others are doing so I can grow and learn, as well. You never know what you’ll find. There’s always something to learn. Don’t ever stop learning!

Keep going! It’ll get better and become easier.

 

 

 

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